Savings Advantage

Young couple meeting with a financial adviser

An account for individuals looking to grow their money.

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Ideal for people who desire to save money and may need to make frequent ATM withdrawals. The savings account provides the felxibility of ATM withdrawals with a tiered interest rate structure based on the current balance. Statements of account activity will arrive quarterly. An ATM Card may also be available, giving customers continuous access to funds and easy transfers between accounts.


  • $5,000.00 minimum deposit to open.
  • $10,000.00 minimum balance to earn interest.
  • Tiered Interest rates based on balance (Call or visit a branch for current rates).
  • For deposits over $10,000.00, you receive a complimentary quote on your homeowners and/or automobile insurance from HomeStar Insurance Services.
  • For deposits over $10,000.00, you receive a complimentary financial consultation with an Investment Advisor from HomeStar Investment Services.
  • For deposits above $100,000.00, you receive a complimentary Estate Planning Review Session with an attorney from the HomeStar Bank Trust Department.

Transaction Limitations:

There is no limit to the number of in-person or ATM withdrawals you may make from your account. The total of withdrawals you may make by pre-authorized, automatic, online, telephone or telebank transfers from your account in any one calendar month cannot exceed six. We may refuse any request for transfers in excess of these limitations. We may elect to close the account or terminate your ability to make pre-authorized, automatic, or telephone transfers from the account if you exceed these limitations.

* If account is closed within six months of opening, a $30.00 fee will be charged.