Health Savings Account

Image of a health care provider representing the Health Savings Account

Customers who have a high deductible health plan (HDHP).

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By establishing a Health Savings Account (HSA) - in conjunction with a high deductible health plan (HDHP) - a customer is taking healthcare savings back into his/her own hands to help make the decisions that are right for them by taking advantage of HSA benefits. HSA contributions are deductible and, if amounts are used for qualified medical expenses, distributions of any funds are tax-free and penalty free. Also, HSA balances automatically roll over from year to year, allowing the customer to budget for health expenses and build up savings to cover qualified medical expenses when the need arises.


  • $100.00 minimum deposit to open.
  • Interest paid monthly
  • Annual Contributions subject to standard limits (catch up contributions available for ages 55 and older)
  • DebitCard or checks available for withdrawal
  • Monthly statement provided

* If account is closed within six months of opening, a $30.00 fee will be charged.