Mortgage Rates

 

All rates effective  April 20, 2018 and are subject to change.

Fixed Rates Mortgages

Term APR* Rate Monthly Payment (Does not include taxes & insurance and maybe higher with the addition of escrow)
30 Year 4.866% 4.750% 360 payments of $782.47
20 Year 4.656% 4.500% 240 payments of $948.97
15 Year 4.461% 4.375% 180 payments of $1137.93

All rates & payments are based on a loan example of $150,000 principal loan amount. Rate & Term Refinance middle credit score > 720 & <740, loan-to-value (LTV) > 75% & ≤ 80%

* Annual Percentage Rate

 


 

Adjustable Rate Mortgages (ARM)-Variable

Term APR* Rate Plus Points @ origination Monthly Payment (Does not include taxes & insurance and maybe higher with the addition of escrow)
3/1 Arm 4.963% 4.000% 1 36 payments of $716.12 interest rate & payments are subject to increase after 36 months based on current index & margin
5/1 Arm 4.923% 4.250% 1
 
60 payments of $737.91 interest rate & payments are subject to increase after 60 months based on current index & margin
7/1 Arm 4.897% 4.375% 1 84 payments of $748.93 interest rate & payments are subject to increase after 84 months based on current index & margin
10/1 Arm 4.885% 4.500% 1 120 payments of $760.03 interest rate & payments are subject to increase after 120 months based on current index & margin

All rates & payments are based on a loan example of $150,000 principal loan amount. Rate & Term Refinance middle credit score > 720 & <740, loan-to-value (LTV) > 75% & ≤ 80%

* Annual Percentage Rate. All ARMs have maturity = 30 years.