Mortgage Rates

 

All rates effective  July 18, 2019 and are subject to change.

Fixed Rates Mortgages

Term APR* Rate Monthly Payment (Does not include taxes & insurance and maybe higher with the addition of escrow)
30 Year 4.127% 4.000% 360 payments of $727.16
20 Year 3.923% 3.750% 240 payments of $902.94
15 Year 3.737% 3.625% 180 payments of $1,089.93

All rates & payments are based on a loan example of $150,000 principal loan amount. Rate & Term Refinance middle credit score > 720 & <740, loan-to-value (LTV) > 75% & ≤ 80%

* Annual Percentage Rate

 


 

Adjustable Rate Mortgages (ARM)-Variable

Term APR* Rate Plus Points @ origination Monthly Payment (Does not include taxes & insurance and maybe higher with the addition of escrow)
3/1 Arm 5.138% 5.375%            36 payments of $839.96 interest rate & payments are subject to increase after 36 months based on current index & margin
5/1 Arm 4.732% 4.125%
 
60 payments of $726.97 interest rate & payments are subject to increase after 60 months based on current index & margin
7/1 Arm 4.706% 4.250%   84 payments of $737.91 interest rate & payments are subject to increase after 84 months based on current index & margin
10/1 Arm 4.694% 4.375%   120 payments of $748.93 interest rate & payments are subject to increase after 120 months based on current index & margin

All rates & payments are based on a loan example of $150,000 principal loan amount. Rate & Term Refinance middle credit score > 720 & <740, loan-to-value (LTV) > 75% & ≤ 80%

* Annual Percentage Rate. All ARMs have maturity = 30 years.