Mortgage Rates

 

All rates effective  November 15, 2018 and are subject to change.

Fixed Rates Mortgages

Term APR* Rate Monthly Payment (Does not include taxes & insurance and maybe higher with the addition of escrow)
30 Year 5.267% 5.125% 360 payments of $816.74
20 Year 5.191% 5.000% 240 payments of $989.94
15 Year 4.874% 4.750% 180 payments of $1,166.75

All rates & payments are based on a loan example of $150,000 principal loan amount. Rate & Term Refinance middle credit score > 720 & <740, loan-to-value (LTV) > 75% & ≤ 80%

* Annual Percentage Rate

 


 

Adjustable Rate Mortgages (ARM)-Variable

Term APR* Rate Plus Points @ origination Monthly Payment (Does not include taxes & insurance and maybe higher with the addition of escrow)
3/1 Arm 5.771% 5.250% 1 36 payments of $828.31 interest rate & payments are subject to increase after 36 months based on current index & margin
5/1 Arm 5.530% 5.000%
 
60 payments of $805.23 interest rate & payments are subject to increase after 60 months based on current index & margin
7/1 Arm 5.457% 5.000%   84 payments of $805.23 interest rate & payments are subject to increase after 84 months based on current index & margin
10/1 Arm 5.375& 4.875% 1 120 payments of $793.81 interest rate & payments are subject to increase after 120 months based on current index & margin

All rates & payments are based on a loan example of $150,000 principal loan amount. Rate & Term Refinance middle credit score > 720 & <740, loan-to-value (LTV) > 75% & ≤ 80%

* Annual Percentage Rate. All ARMs have maturity = 30 years.