Dawn Shreffler


Dawn Shreffler

Dawn Shreffler

Loan Officer

NMLS: #1572867
Email: Email
Phone: (815) 937-3888
Fax: (815) 935-9459

Chebanse resident from 1994 - 2016
Bourbonnais resident since 2017


As a one-time underwriter, I understand the complete loan process. I’ve been in banking since my first position as a teller so I am uniquely qualified to understand all types of customer needs. HomeStar provides an incredible positive atmosphere that also supports leadership and teamwork making it easy to join the team as a Loan Officer.

My advice to all looking to engage in home buying, I say - pay off your debts before you try to take on a mortgage and make sure you save up for a nice down payment. Save the difference between your rent and what you think your mortgage payment will be so you know what that’s going to be like before you commit. I truly get joy out of seeing first time home buyers succeed at doing this prior to diving in. Seeing them through the process, from filling out the loan application to signing the papers with a smile on their faces and with emotion gives me sincere pride in working at HomeStar every day.

I look forward each day to going to work with such a caring group of people and in such a positive atmosphere – I am so glad to be working at HomeStar and as a customer, I know you will like working with us too!


Joe Delmore

Joe Delmore

Vice President/Loan Officer

NMLS: #767638
Email: Email
Phone: (815) 935-6625
Mobile: (815) 739-7114
Fax: (815) 935-9459

Bourbonnais resident since 1994

My career began at HomeStar in 1994. I have lived in Bourbonnais since then as well. I do my best to use my fun and lively personality to help make our customers feel comfortable while trying to exceed their expectations at every turn of the loan process. Getting a home loan can be one of the largest purchases of one’s life and that’s why I love working at HomeStar so much. Our employees go above and beyond every day for our customers which actually makes the loan process enjoyable.

My piece of advice to customers doesn’t apply to all, however, because I really love helping people who do not qualify for a loan become someone who does qualify, I suggest that even if you have been turned down by some other financial institution, come talk to us. At HomeStar we truly will do all we can to help, whether it’s getting you the funding for a first mortgage or a refinance, or helping to guide you to understanding how we can provide the funding – we promise you will receive the service you deserve.

Having beaten cancer, I take every day as a bonus and I am just so happy to be alive and working at such a great place for such wonderful customers!


Mike Nilsson

Mike Nilsson

Assistant VP/Specialty Lending

NMLS: #767643
Email: Email
Phone: (815) 468-2783
Fax: (815) 468-2371

Manteno resident since 1991

When the 21st Century began, I got my start at HomeStar. It is truly a pleasure to work at HomeStar, the #1 Home Loan Lender in Kankakee County. We are able to offer mortgage solutions for all shapes and sizes, and at competitive rates. From assisting active duty or military veterans to guiding first time home buyers, or refinancing, we offer the experience, products and service to help make home ownership a reality.

I see people every day and the first thing I ask them is, "what would you like your payments to be monthly." I then work backwards from there to find the numbers that will work within the necessary budget. Seeing my eagerness and wanting to be able to offer more people the home buying experience, HomeStar charged me with initiating the opportunity to offer FHA, VA and USDA Rural Development loans to our customers. Proudly we offer these loans and HomeStar supported that charge every step of the way.

I’ve been told that my quiet enthusiasm is often contagious and that has made my fit with HomeStar all the more ideal particularly with my coworkers that I call my work family.


Andy Pallissard

Andy Pallissard

Loan Officer

NMLS: #767644
Email: Email
Phone: (815) 468-2785
Mobile: (815) 712-6624
Fax: (815) 468-2371

Manteno resident since 1994

Since 2005 I have worked at HomeStar providing loans for the people of our community. I love working for HomeStar and with the HomeStar team of people because we are a family and I know we are always supported when trying to help our customers.

As someone who has closed numerous loans and am exceptionally happy each time I do, I suggest that when seeking a home loan that you simply take your time. The faster you go and the more pressure you put on it, the experience becomes that much less enjoyable. I like to help make the home buying process exciting for our customers whether you are buying your first home or your 10th.

I have resided with my family in Manteno since 1994 and enjoy giving back to the community that has given so much to me. It’s also what I respect about HomeStar – their unwavering community involvement.


Nickolas Allen

Nickolas Allen

Associate Loan Officer

NMLS: #1664913
Email: Email
Phone: 815-935-3445
Mobile: 815-260-9028
Fax: 815-932-6744

Bradley resident since 2011

My favorite part of my role in providing loans is helping people get into the home they really want! When someone has been looking for the perfect place and finally finds it, I love being a part of that. And at HomeStar we work hard to make wishes come true. We really want you to have a positive experience – every time!

My accessibility has become my trademark and everyone at HomeStar steps up to help support the process. I would always suggest choosing HomeStar as your lender but in order to do so I suggest our customers look at the big picture – it’s not just rates, watch out for those hidden fees and be sure you enjoy the service and connection you have with the lending officer as you will be spending a good bit of time with them.

I’m a creative thinker and HomeStar allows me to think out of the box for my customers and I appreciate that kind of atmosphere. I’ll leave you with a quick thought – not everything is perfectly easy but persistence pays off, so I live by this motto: The path to success sometimes has many curves, but with it comes great fulfillment.