Money Market Advantage

Signing a check from a money market account

For our customers who want to earn interest and maintain higher balances in their accounts, but only need limited access to the funds.

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This account allows customers to gain a high rate of interest on their deposits without committing to a fixed time frame. With check writing ability, the customer is able to pay for major purchases without visiting the bank to make a withdrawal. While the Money Market Advantage Account is not a transaction account, it does provide a great deal of convenience, as well as a high rate of return. The Money Market Advantage Account also provides customers the advantage of investments and insurance consultations.


  • $25,000.00 Minimum Deposit to Open
  • $50,000.00 Minimum Balance
  • $25.00 Monthly Fee1
  • Earns Interest2
  • Check Writing3

Transaction Limitations:

No limit to the number of in-person withdrawals from the account. You may only make six transfers from your account each month by checks to third parties or bill payment via check. The minimum amount of a transfer allowed from this account is $500.00.

* If account is closed within six months of opening, a $30.00 fee will be charged.

1) $25.00 monthly fee if the daily balance drops below $50,000.00 any day of the month

2) Interest will be paid on the entire balance in the account provided a daily minimum balance of $50,000.00 is maintained. Interest will not be earned on any day the balance in the account falls below $50,000.00 (Call or visit a branch for current rates).

3) $2.00 will be charged for each check in excess of six during a month. $5.00 will be charged for each check written under $500.00