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Individuals only. For our customers who want to earn interest and maintain higher balances in their accounts, but only need limited access to the funds.
This account allows customers to gain a high rate of interest on their deposits without committing to a fixed time frame. With check writing ability, the customer is able to pay for major purchases without visiting the bank to make a withdrawal. While the Money Market Advantage Account is not a transaction account, it does provide a great deal of convenience, as well as a high rate of return. The Money Market Advantage Account also provides customers the advantage of investments and insurance consultations.
* If account is closed within six months of opening, a $30.00 fee will be charged.
1) $25.00 monthly fee if the daily balance drops below $50,000.00 any day of the month
2) Interest will be paid on the entire balance in the account provided a daily minimum balance of $50,000.00 is maintained. Interest will not be earned on any day the balance in the account falls below $50,000.00 (Call or visit a branch for current rates).
3) $2.00 will be charged for each check in excess of six during a month. $5.00 will be charged for each check written under $500.00
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