Certificate of Deposit

Bank vault

Partnerships, corporations, and not-for-profit organizations.


The Certificate of Deposit is a vehicle that allows customers to gain higher rates of interest, in return for agreeing to deposit their money for a given period of time. Normally, the longer the term of the certificate, the greater the compensation in terms of interest rate. One benefit a CD has over alternative investments is that of safety. Each depositor is insured up to $250,000 by the FDIC. By saving locally, depositors are putting money back into their local communities. 


  • Minimum Deposits from $1,000 to $2,500.
  • Interest accrued daily.
  • Interest compounded quarterly.
  • Variety of rates and terms to meet business needs.