HomeStar Bank & Financial Services offers a complete line of loan products to help you with life's ups and downs. We provide home loans, auto loans, home equity loans, personal loans and construction loans. Why not let us help you with a loan designed especially for you?
 
Because HomeStar's loan programs are provided by experienced and knowledgeable loan officers who take the time to understand your particular financial needs, HomeStar has long been known for a strong record of customer service and satisfaction. We are a locally owned bank with local decision-makers. That means we can give you an answer without delay. We are Kankakee County's #1 home loan lender.

Loan Officers


With over 125 years of combined mortgage loan experience, HomeStar Loan Officers provide unparalleled loan expertise. Located in all of our branches, our loan officers are available to assist you with your lending needs. To contact a Loan Officer, click on the "Meet Our Loan Officers" button below. For loan assistance after business hours, call 877-473-2421.


Mortgage Recordings


Since 1991, HomeStar Bank & Financial Services continues to be the #1 Home Loan Lender in Kankakee County. HomeStar tracks mortgage documents* recorded in Kankakee and Will Counties. Mortgage statistics are compiled, focusing on all local, national banks and other brokerage outlets. The results are evaluated to determine HomeStar's market share in both Kankakee and Will County.


* Public notice is made of any mortgage or lien against real estate.

Mortgage Loans


As Kankakee County's home loan leader, we pride ourselves on quality loan products and superior service. Our loan personnel take special care in finding a particular loan product that fits your needs. Whether it's a purchase or refinance of your home, an investment property or a residential lot, we have a product for you. We offer long term fixed rate loans, adjustable rate loans and balloon loans, both conventional and FHA/VA, and Rural Development loans, all at very competitive rates.

Construction / Lot Loans


Ready to build that home you've been dreaming about? With a HomeStar construction loan, we can make your dream a reality. Whether you have hired a professional homebuilder, or you are acting as your own general contractor, HomeStar Bank & Financial Services can help. When your home is complete, we offer the most competitive mortgage rates around.

Consumer Loans


HomeStar Bank & Financial Services provides a complete selection of consumer loan products to meet your needs. Whether you're buying a new or used vehicle, mobile home, boat or RV or need extra cash for something special, HomeStar Bank is your one stop consumer loan shop. We deliver quick turn around and have some of the most competitive interest rates and terms around.

Home Equity Loans


Considering a home improvement? Do you have a student on their way to college? Do you want to payoff those high interest rate credit cards? A home equity loan might be the answer. Consult with your own tax advisor, but in many cases, the interest expense on a loan secured by your personal residence is tax deductible. HomeStar Bank & Financial Services offers options to fit your needs:
  • Fixed Second

    This loan is paid to you in one lump sum and you pay it back in equal monthly payments sufficient to repay the loan in full over the life of the loan. The monthly payment terms can be customized to fit your household budget.
  • Home Equity Line of Credit (PowerLine)

    This is a line of credit that you draw against as you need it and can be used over and over again. What you receive is a maximum credit line and a checkbook. When you need funds, simply write a check. Monthly payments are minimal. You only pay for what you use.

Bank Owned Properties for Sale


Occasionally HomeStar Bank & Financial Services may have properties being offered for sale by the bank. Click the county below to see what is currently available.