If closing an account within six months of opening, a $25.00 fee will be charged.

The interest rate and annual percentage yield may change. HomeStar Bank has the discretion to change the interest rate and annual percentage yield daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks). Interest will be compounded monthly and will be credited to your account monthly on the last day of your statement cycle. HomeStar Bank uses the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the available collected balance in the account each day. If you close your account before interest is credited, you will not receive the accrued interest.  If account is closed within six months of opening, a $25.00 fee will be charged

The interest rate and annual percentage yield may change. HomeStar Bank has the discretion to change the interest rate and annual percentage yield daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks). Interest will be compounded monthly and will be credited to your account monthly on the last day of your statement cycle. HomeStar Bank uses the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the available collected balance in the account each day. If you close your account before interest is credited, you will not receive the accrued interest.  If account is closed within six months of opening, a $25.00 fee will be charged

The interest rate and annual percentage yield may change. HomeStar Bank has the discretion to change the interest rate and annual percentage yield daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks). Interest will be compounded monthly and will be credited to your account monthly on the last day of your statement cycle. HomeStar Bank uses the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the available collected balance in the account each day. If you close your account before interest is credited, you will not receive the accrued interest.  If account is closed within six months of opening, a $25.00 fee will be charged

The interest rate and annual percentage yield may change. HomeStar Bank has the discretion to change the interest rate and annual percentage yield daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks). Interest will be compounded monthly and will be credited to your account monthly on the last day of your statement cycle. HomeStar Bank uses the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the available collected balance in the account each day. If you close your account before interest is credited, you will not receive the accrued interest. There is no minimum balance required to obtain the disclosed annual percentage yield.  If account is closed within six months of opening, a $25.00 fee will be charged.  A dormant account fee of $5.00 per month will apply if there is no activity for six months.

The interest rate and annual percentage yield may change. HomeStar Bank has the discretion to change the interest rate and annual percentage yield daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks). Interest will be compounded quarterly and will be credited to your account quarterly. HomeStar Bank uses the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the available collected balance in the account each day. If account is closed within six months of opening, a $25.00 fee will be charged. If you close your account before interest is credited, you will not receive the accrued interest. There is no minimum balance required to obtain the disclosed annual percentage yield. There is no limit to the number of in-person withdrawals you may make from your account. The total number of withdrawals you may make by pre-authorized, automatic, or telephone transfers from your account in any calendar month cannot exceed six. Out of these six, no more than three withdrawals may be made by check, CheckCard, or similar order to a third party.  We may refuse any request for transfer in excess of these limitations. We may elect to close the account or terminate your ability to make pre-authorized, automatic, or telephone transfers from the account if you exceed these limitations.

The interest rate and annual percentage yield may change. HomeStar Bank has the discretion to change the interest rate and annual percentage yield daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks). Interest will be compounded monthly and will be credited to your account monthly on the last day of your statement cycle. HomeStar Bank uses the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the available collected balance in the account each day. If you close your account before interest is credited, you will not receive the accrued interest. There is no minimum balance required to obtain the disclosed annual percentage yield.

The interest rate and annual percentage yield may change. HomeStar Bank has the discretion to change the interest rate and annual percentage yield daily. Interest begins to accrue no later than the business day we receive credit for the deposit of non-cash items (for example checks). Interest will be compounded monthly and will be credited to your account monthly on the last day of your statement cycle. HomeStar Bank uses the daily balance method to calculate the interest on the account. This method applies a daily periodic rate to the available collected balance in the account each day. If you close your account before interest is credited, you will not receive the accrued interest. There is no minimum balance required to obtain the disclosed annual percentage yield.

The interest  will be compounded  monthly, quarterly or semi-annually and credited to your account or automatically credited to a HomeStar Bank account. The interest rate and annual percentage yield are shown on the Rate Chart. You will be paid that rate until the maturity date of the certificate. The annual percentage yield assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Interest begins to accrue on the business day you deposit any non-cash item (for example, checks). You must deposit a minimum balance of $2,500 (91 day to a 182 day certificate) or $1,000 (12 month to a 60 month certificate) to open this account. You must maintain a minimum balance of $2,500 (91 day to 182 day certificate) or $1,000 (12 month to a 60 month certificate) to obtain the annual percentage yield listed on the Rate Chart. We use the daily-balance method to calculate the interest on your account. This method applies a daily periodic rate to the current balance in the account each day. After the account is opened, you may not make deposits into or withdrawals from the account until the maturity date. If you withdraw any of the principal before the maturity date, we may impose a penalty of three months’ interest (terms of 91 days but no longer than one year) or a penalty of six months’ interest (terms of longer than one year). At maturity this account will be automatically renewed. You have a grace period of ten calendar days after the maturity date to withdraw the funds without being charged a penalty.

The interest will be compounded semi-annually and credited to your account at maturity. The interest rate and annual percentage yield are shown on the Rate Chart. You will be paid that rate until the maturity date of the certificate. The annual percentage yield assumes interest remains on deposit until maturity. A withdrawal will reduce earnings. Interest begins to accrue on the business day you deposit any non-cash item (for example, checks). You must deposit $2,500 to open this account. You must maintain a minimum balance of $1,000 in your account each day for your account to remain open. We use the daily-balance method to calculate the interest on your account. This method applies a daily periodic rate to the current balance in the account each day. After the account is opened, you may not make deposits into the account. No withdrawals may be made within the first seven days after deposit, or within the seven days immediately following another withdrawal. The minimum amount you may withdraw is $1,000. This deposit may be partially or fully withdrawn prior to maturity without penalty. At maturity this account will be automatically renewed for a six-month term at the six-month rate available at that time. You have a grace period of ten calendar days after the maturity date to withdraw the funds without being charged a penalty. HomeStar Bank reserves the right to call for the redemption of this Certificate at any maturity date and will provide written notification of its intention to do so not less than ten days prior to the maturity date. It is solely at HomeStar Bank’s option whether or not this Certificate will be renewed as a "Easy Access C.D." or as a regular C.D.